Wow your a nice fella and a great asset to the hobby.
Sorry there, Skippy, didn't mean to come across as rude or snide. Just asked how you thought it worked so I could get you pointed in the right direction.
Well anyways, when you're typing up a post (or a response) up along the top there should be a box with a light purple mountain and sun on a light yellow sky background. Hitting this button is how I add pics to a post. A box will pop up asking for the URL (web address) of the picture you want to insert. This is why you need to upload your pics somewhere, it has to be an actual website (photbucket, snapfish, RCC, etc.) I have a feeling that like many newbies you're thinking you can just post directly from your computer to your post. Nope, don't work like that. Not here or at any forum I've ever been to.
There's more tips and tricks to it than that, but this should get you started. There's a "Testing 1..2..3" area just below chit-chat where you can practice. (I'm) Pretty certain 'testing' posts don't show up in your post count, so don't throw a hissy-fit about those not bumping your count. And remember there's not a ton of traffic in that area, if you decide to ask for help in there, it won't get answered anytime soon. Better to come back out here and ask.
But if you spend some time practicing, you'll get more cred around here than the goober who has 1,700 posts and still don't know how to insert a link. Or, if you want, you can spend your days whining and being said goober, your experience here is all up to you. Not here to judge, whichever way you decide to go. Enjoy. "thumbsup"