Bank of America

[RANOVRU]

Sweet justice indeed.

The idea of a piggy bank anywhere but in my home seems quite absurd. I certainly dont see a reason to just give to someone else to hold on to.

[JeremyH]

Originally Posted by RANOVRU

The idea of a piggy bank anywhere but in my home seems quite absurd. I certainly dont see a reason to just give to someone else to hold on to.

Will your homeowners insurance cover cash in case of a fire? Most banks cover each of their customers up to a specific amount (higher than I imagine most Americans store in their bank accounts)...and that is federally insured.

[binaryterror]

Originally Posted by vonclod

whats a good bank?..which lying cocksucker bank would you switch to
great story

Originally Posted by Robbob

million dollar question right there ..........

Originally Posted by JasonInAugusta

I use USAA but then again they're not a lying cocksucker bank.

Originally Posted by 2JSC

Local bank/credit union like mine.

I with I could use USAA, but instead I stick with my local credit union where I matter and get extremely better rates on all forms of financial needs.

[RANOVRU]

Originally Posted by JeremyH

Will your homeowners insurance cover cash in case of a fire?

I dont see why not, so long as there was an understanding that a given amount was constantly on the premises

Originally Posted by JeremyH

...and that is federally insured.

With everything thats happend in the last 3yrs that dont mean squat to me.

[JeremyH]

Originally Posted by RANOVRU

I dont see why not, so long as there was an understanding that a given amount was constantly on the premises

That is something you'd need to inform your homeowners insurance of. And they'd raise your rates accordingly.

Originally Posted by RANOVRU

With everything thats happend in the last 3yrs that dont mean squat to me.

It does to these guys:
www.fdic.gov

[BigSki]

Originally Posted by Robbob

million dollar question right there ..........

I use my credit union and couldn't be happier with the services they offer or the customer service that I receive. All of my loans/mortgage and credit card stays within the credit union.

[Duuuuuuuude]

Originally Posted by JeremyH

Will your homeowners insurance cover cash in case of a fire?

Fire proof box.

[JeremyH]

Originally Posted by Duuuuuuuude

Fire proof box.

What about a theft proof box?

Either way, I thought you two were anti-capitalists.....what need do you have for money?

[Duuuuuuuude]

Originally Posted by JeremyH

What about a theft proof box?

Either way, I thought you two were anti-capitalists.....what need do you have for money?

They can be made theft proof too.

Anti-capitalist ideology is hard to adhere to in a capitalist society. I ain't ready to go off the grid just yet...mainly because I can't afford it.

[JeremyH]

Originally Posted by Duuuuuuuude

They can be made theft proof too.

Now you are just reaching for straws. You know that money is safer in a bank that is federally insured....

[Duuuuuuuude]

Originally Posted by JeremyH

Now you are just reaching for straws.

Not at all. You can buy lock boxes and safes that are all but bombproof, and when installed properly, theft proof.

[JasonInAugusta]

Originally Posted by binaryterror

I with I could use USAA, but instead I stick with my local credit union where I matter and get extremely better rates on all forms of financial needs.

We have a credit union account as well.

Called the credit union, gave them a VIN to a vehicle I wanted and told them how much I wanted to pay, they cut a check, I picked it up, and then I went to the dealer. Dealers hate that.

Another vehicle purchase - called USAA, gave them the VIN, and they made the funds available. She topped it off with "Anything else we can do for you?"

I miss the days of local banks where you actually talk to someone about a loan instead of the stupidity of approving loans based on a credit score.

[JeremyH]

Originally Posted by Duuuuuuuude

Not at all. You can buy lock boxes and safes that are all but bombproof, and when installed properly, theft proof.

ANYTHING can be stolen.

Either way, what it comes down to is the type of insurance you have. If you declare it to your homeowners insurance company, they will raise your rates. In a bank, the federal government insures your money up to $250K...and the fees are already built into your taxes.....a service you already pay for.

[XSRCdesign]

Originally Posted by JasonInAugusta

We have a credit union account as well.

Called the credit union, gave them a VIN to a vehicle I wanted and told them how much I wanted to pay, they cut a check, I picked it up, and then I went to the dealer. Dealers hate that.

Another vehicle purchase - called USAA, gave them the VIN, and they made the funds available. She topped it off with "Anything else we can do for you?"

I miss the days of local banks where you actually talk to someone about a loan instead of the stupidity of approving loans based on a credit score.

Just did that too, I love USAA.

[Duuuuuuuude]

Originally Posted by JeremyH

ANYTHING can be stolen.

Either way, what it comes down to is the type of insurance you have. If you declare it to your homeowners insurance company, they will raise your rates. In a bank, the federal government insures your money up to $250K...and the fees are already built into your taxes.....a service you already pay for.

How much would your insurance premium go up per month vs the fees you pay each month for your checking accounts?

But yes, anything can be stolen. We learned that a couple years ago with Wall Street...

[JeremyH]

Originally Posted by Duuuuuuuude

How much would your insurance premium go up per month vs the fees you pay each month for your checking accounts?

I dont know. What is greater than zero? That is what I pay per month in bank fees...

Originally Posted by Duuuuuuuude

But yes, anything can be stolen. We learned that a couple years ago with Wall Street...

Yep....you are correct. Still a lower percentage of banks losing their money than houses getting broken into in this country.

[Duuuuuuuude]

Originally Posted by JeremyH

Still a lower percentage of banks losing their money than houses getting broken into in this country.

Thats why I keep my money in a fireproof box in my treehouse. Ever hear of the the Great Treehouse Bandits? No? Me either.

[JeremyH]

Originally Posted by Duuuuuuuude

Thats why I keep my money in a fireproof box in my treehouse. Ever hear of the the Great Treehouse Bandits? No? Me either.

What is the location of said treehouse?

I just need to verify for.....umm.......security purposes.....yeah......

[Duuuuuuuude]

Originally Posted by JeremyH

What is the location of said treehouse?

I just need to verify for.....umm.......security purposes.....yeah......

I have deftly hidden it in an underground bunker.

[mike0]

I never liked this bank